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Keep abreast of significant corporate, financial and political developments around the world. Stay informed and spot emerging risks and opportunities with independent global reporting, expert commentary and analysis you can trust. By subscribing with Google you will be billed at a price in your local currency.

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By George Nixon For Thisismoney. Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments. Virgin Atlantic customers had to apply for a new credit card last year when Virgin Money replaced MBNA as the provider, if they wished to continue to collect points which can be used as miles for flights.

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It was the world's largest independent credit card issuer, specializing in affinity cards. The letters N. MBNA Corp. The former Maryland National Bankonce the largest banking chain in Maryland, originated as the Baltimore Trust Company in the early s.

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Please go to www. Material published by BBA prior to 1st July is still available on this website. From 1 Julythe finance and banking industry operating in the UK will be represented by a new trade association, UK Finance.

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But he was caught out when, like thousands of others, he was told the card was being axed by the provider MBNA. Peter had used a Virgin Atlantic credit card for a decade — doing most of his spending on it to earn loyalty points, and paying off the balance in…. Get The International Pack for free for your first 30 days for unlimited Smartphone and Tablet access.

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The credit-card balance transfer war shows no signs of cooling off with some interest-free deals now close to three years in length, so here are some useful tips to help you make the most of these offers, plus some of the stumbling blocks to watch out for. Card companies are tripping over themselves to lend to credit-worthy customers, with Halifax, MBNA and Barclaycard all launching new offers in the last fortnight. If you're thinking of moving your balance to an interest-free card, this guide could help you avoid the more-obvious potential pitfalls.

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Virgin Money has agreed to refund interest charges racked up by some credit card customers who unwittingly incurred fees after signing up for a new deal. In a victory for Money, the bank said that it will refund some borrowers who were caught out when Virgin Money took over the Virgin Atlantic air miles credit card previously offered by MBNA. Last month, we revealed how customers with an MBNA card had to apply for the new Virgin Money card and undergo credit checks.

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